Liability insurance in India provides coverage to individuals and businesses against legal liabilities arising from injuries, damages, or losses caused to third parties. There are several types of liability insurance available in India:

• • Public Liability Insurance: This type of insurance covers the insured against legal liabilities arising from third-party bodily injury or property damage that occurs on the insured's premises. It is often required for businesses that have a physical presence open to the public, such as shops, restaurants, and other establishments.
  • Product Liability Insurance :This insurance provides coverage for manufacturers, distributors, and sellers of products in case their products cause harm or injury to a third party due to a defect or flaw in the product..
  • Professional Indemnity Insurance: This insurance is designed for professionals who provide services or advice to clients, such as doctors, lawyers, consultants, and architects. It covers legal costs and damages that may arise due to negligence, errors, or omissions in their professional services.
  • Directors and Officers Liability Insurance (D&O Insurance): This type of insurance provides protection to directors and officers of a company against personal losses as a result of legal actions brought against them for alleged wrongful acts in managing the company.
  • Employers' Liability Insurance:: It covers employers against legal liabilities arising from injuries, illnesses, or death of their employees that occur in the course of employment. In India, employers are required to provide this coverage under the Employees' Compensation Act, 1923
  • Commercial General Liability (CGL) Insurance:CGL insurance provides broad coverage for businesses against various types of liabilities, including bodily injury, property damage, and personal injury.
  • Cyber Liability Insurance:This type of insurance provides coverage against financial losses resulting from cyberattacks, data breaches, and other cyber-related incidents.
  • It's important to note that while some types of liability insurance are mandatory (such as Employers' Liability Insurance under certain circumstances), others are optional and should be considered based on the specific risks associated with a business or profession. If you are considering liability insurance in India, we at NutriSure will be more than happy to assist you in giving you the protection.